Intelligent POS Lending Software for Retailers and Service Providers

Embed digital financing into your business with an intelligent end-to-end automation SaaS

On average Retail businesses see the following benefits with TurnKey Lender:


+58% increase to the average order value


+20% increase in purchase frequency in 30 days


+44% increase in sales conversion


Plus, you keep the 2%-6% transaction fees and any additional interest or fees for your revenue that third-party providers would otherwise charge.

In a late 2018 study, Citizens Financial Group found that:

76% of consumers surveyed said that they are more likely to make a retail purchase if a payment plan backed by a "simple and seamless point-of-sale experience" is available.

Channel preference by loan phase and generation

With TurnKey Lender
Without TurnKey Lender

Result Finance research institute on the General state of POS Finance

According to
The Financial Brand Research


How We Help

Address consumer frustration, and increase customers’ lifetime value.

Reduce human error at each step of the lending process.

Deploy intelligent end-to-end POS lending automation that’s easy and affordable.

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Learn more about the success stories of our clients.

Read about the digital financing journey of other business owners.

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Intuitive, robust, and intelligent SaaS by TurnKey Lender tailored to the needs of a retailer.

Featured Retail Customers

Explore companies worldwide using TurnKey Lender

lending technology

TurnKey Lender is the world’s leading provider of unified lending management solutions and services


Increased Customer Lifetime Value

Less Human Error

End-to-End Automation

Reduced Operational Costs

WHY TurnKey Lender

POS Finance automation the way it’s meant to work

TurnKey Lender’s solutions allows its clients to make measurable improvements.

Time to Funding
7-9 Business Days
30 Seconds
Eliminates Human Error
30 to 60%
Operational Efficiency
Has grown by 267%
With TurnKey Lender
Without TurnKey Lender

TurnKey Lender Services for POS Financing

Scoring Card Customization

Use our credit experts to build more effective, customized scoring.

POS Finance expertise from digital lending experts

Still on the fence if retail finance is right for your business? Download our free whitepaper and uncover the business opportunity digital lending presents.

Request a demo