Automated decision management system for lenders
Reduce credit risk and make better decisions faster with the best-in-market loan decisioning software.
Deploy AI-powered credit decisioning strategies tailored to your business
360 insight into scoring
.
The decision management system is easy to configure and test, allowing you to deploy new decision strategies and UX logic within hours, not months.
End-to-end automation
.
The decision engine can operate as a part of the TurnKey Lender Platform - allowing you to automate all elements of your lending process at once.
Intelligence on autopilot
.
We’ll tailor platform’s loan processing, underwriting, and decisioning to your specific requirements so you can enjoy reliable built-in intelligence on autopilot.
Traditional and alternative scoring
.
TurnKey Lender combines traditional and alternative risk assessment approaches to increase the accuracy of credit decisions with A/B testing and the Champion/Challenger model.
Advanced borrower evaluation
.
Make informed, accurate decisions with a holistic and intuitive view of each borrower’s profile.
Custom scorecard consulting
.
Unlock scorecard consulting tailored to your specific business, region and industry.
White-glove support
.
Our expert business analysts are always on call for your professional needs.
75+ integrations
.
TurnKey Lender’s intuitive API Client management lets your business integrate with leading third-party data sources and solutions.
Automated, intuitive decisioning as your competitive edge
You get a flexible decisioning solution that is not hardcoded, allowing you to quickly and easily implement changes, pull data from new data sources, and roll out updates. TurnKey Lender’s decision management system offers unmatched borrower evaluation accuracy, adjustment flexibility, seamless integrations, and business processes tailored to any operation’s needs. Accelerate your operations and eliminate human error as you bring risk and operations into one system with tailored experiences for each role.
This decisioning software instantly runs traditional, alternative and internal application scoring to give you a single creditworthiness score you can rely on. It goes through selected decision rules and taps into preconfigured integrations with popular and niche data sources to give you full insight. Currently this decision engine within TurnKey Lender platform is used to offer credit to 100mil+ borrowers worldwide.
TurnKey Lender scales seamlessly to process millions applications a day – without ever compromising on decision quality. With this, you can rapidly test and deploy scoring models and comprehensive decision strategies with less friction and deployment delays, allowing you to meet business objectives faster and make smarter decisions on each loan applicant. Advanced credit product settings flexibility allows your team to do days’ worth of work in a matter of minutes, while the AI-driven decision rules and scoring models reduce third-party reports costs to a bare minimum.
EDUCATIONAL RESOURCES
Where accuracy and flexibility meets speed and power
THE DMS THAT DELIVERS REAL RESULTS
Support multiple loan types
2500+ decision rules
75+ integrations
Fully configurable scorecards
Tested and loved by lenders in 50+ countries
Enhance the lending experience for your borrowers and your business
Speed up decision time by up to 300%+
Over 90% of all lending tasks automated
5-12% more approvals with lowered credit risk
50%+ decrease in time and cost of borrower management
20-50% increase in the volume of repaid loans
The decision management system praised by the industry
TurnKey Lender was selected as top software choices for SME lenders based on banking capabilities typically required for SMEs and ease-of- use.
Gartner featured TurnKey Lender in a recent report researching automation use cases aimed at modernizing loan origination and improving lending processes.
The Everest Group announced that the TurnKey Lender Loan Origination Software (LOS) leads the market in terms of market vision and capability. According to the study, Turnkey outperforms competing products in terms of ability to deliver complex loan origination…
According to a performance test by Hewlett Packard, TurnKey Lender is a flexible configuration choice on a highly scalable and reliable infrastructure.
Competing in one of the most challenging categories, TurnKey Lender has been selected as the winner of the New Product Innovation Award.
TurnKey Lender’s AI-powered decision management system is trusted by businesses in 50+ different markets
FAQS
Q:Is TurnKey Lender’s decision management system suitable for niche decision processes?
- Yes. If your decision process is too niche for mainstream solutions (e.g. unique qualifiers/regulations, non-traditional scoring, etc), you can rely on the adaptability and ease of use of the TurnKey Lender DMS. The intuitive interface is easy to configure, test, and deploy new decision strategies and UX logic within hours.
Q:How can TurnKey Lender’s decision management system help businesses comply with different state-by-state or country regulations?
- TurnKey Lender’s DMS offers scorecard consulting specific to your country and industry, keeping your business up to date and compliant with all necessary policies and regulations.
Q:How does TurnKey Lender’s decision management system work?
- The DMS uses comprehensive credit decision flows based on TurnKey Lender’s proprietary AI-powered decisioning algorithms and alternative scoring data. This allows the business owner to streamline and fully automate their credit processing and achieve almost instant lending decisions, no matter the credit product.
Q:What data sources will TurnKey Lender’s decision management system let me use for credit processing?
- With 75+ integrations preconfigured, you can easily use any external or internal data sources in credit processing, including:
- Background checks
- Credit bureaus/alternative credit data repositories
- Third-party scoring models
- In-house or third-party software/bookkeeping systems
- Ecommerce engines
- Transaction data (bank statements, e-commerce history, etc)
Q:How customisable is TurnKey Lender’s decision management system?
- Extremely. The intuitive interface is easy to configure, test, and deploy new decision strategies and UX logic within hours. With the DMS, you can configure loan statuses to mirror your process, integrate with 75+ third-party data sources and solutions, and build a flexible solution that is not hardcoded – allowing for future changes to be implemented swiftly and with ease.