AUTOMATED CREDIT RISK MANAGEMENT SOFTWARE
Make faster, smarter decisions using TurnKey Lender’s AI-powered credit risk analysis software.
Book an intro callUNLOCK UNMATCHED BORROWER EVALUATION ACCURACY WITH WORLD-LEADING CREDIT RISK ASSESSMENT SOFTWARE
AI-powered decision accuracy
TurnKey Lender’s proprietary Decision Engine combines traditional and alternative risk assessment approaches to increase the accuracy of credit decisions with A/B testing and the Champion/Challenger model.
Credit scoring flexibility
Sophisticated scoring with multiple scorecards and credit decisioning rules you can use as is or set your own business rules, verifications and checks, calculations, and logical conditions.
Suitable for all loan types
Our AI-powered decisioning engine is pre-configured to support all common loan types and can be swiftly adjusted to your scoring logic and evaluation criteria.
Time-to-market you thought impossible
It’s ready to run on autopilot within days. Full-fledged credit risk management system tailored to your business scenario, using the data you indicated for credit scoring.
End-to-end loan management
Make faster and more accurate credit decisions on every stage of the loan’s lifecycle with a Decision Engine as a native part of the TurnKey Lender Platform.
Easy third-party integrations
Intuitive API Client management for integrations with any third-party data sources and solutions.
Bring your teams together
Bring your risk, business, and operations teams together in one system, with tailored experiences for each role.
White-glove support
Our expert business analysts are always on call to help with your credit risk management needs.
CREDIT RISK SOFTWARE THAT AUTOMATES AND ACCELERATES ACCURATE DECISION-MAKING
Instant decisioning
While some traditional lenders still take weeks to underwrite and approve a loan, our platform makes accurate decisions for you in a matter of seconds.
Seamless integrations
With 75+ integrations preconfigured, you can easily use any external or internal data sources in credit processing; including background checks, credit bureaus, third-party scoring models, third-party bookkeeping systems, transaction data and more.
Tailored to your business’ needs
Meet the most flexible credit risk assessment software on the market. All of our Decision Engine’s decision rules and scoring models are highly configurable to reflect your business’ risk criteria, business logic, and preferences – no matter the credit product.
Educational Resources
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CREDIT RISK MANAGEMENT SOFTWARE THAT SPEEDS UP DECISIONS WHILE REDUCING RISK
LEVERAGE MARKET-LEADING AI BUILT INTO YOUR CREDIT RISK MANAGEMENT SOFTWARE
- Bring risk, business, and operations teams together in one powerful system
- Rapidly test and deploy scoring models and comprehensive decision strategies with less friction and deployment delays
- Solutions tested and proven in 50+ markets on 250+ credit products and using 2500+ decision rules
- AI-driven decisioning rules and scoring models reduce third-party reports costs to a bare minimum
- Integrate with thousands of relevant software solutions and services
SAVE HOURS OF TIME EACH WEEK WITH THE BEST CREDIT RISK ASSESSMENT SOFTWARE ON THE MARKET
- Seamlessly scaly to 460+ loan applications a second without quality losses
- Benefit from a flexible, highly configurable solution which saves you time on updates and lets you implement changes swiftly and easily
- Avoid delays on credit decisioning, meet business objectives and make smarter decisions on each loan applicant
- The flexibility of our credit product settings allows your team to do days worth of work in a matter of minutes
- TurnKey Lender is trusted by all types of lending businesses and continues to work without interruptions even in crisis situations
Industry Praise
TurnKey Lender was selected as top software choices for SME lenders based on banking capabilities typically required for SMEs and ease-of- use.
Gartner featured TurnKey Lender in a recent report researching automation use cases aimed at modernizing loan origination and improving lending processes.
The Everest Group announced that the TurnKey Lender Loan Origination Software (LOS) leads the market in terms of market vision and capability. According to the study, Turnkey outperforms competing products in terms of ability to deliver complex loan origination…
According to a performance test by Hewlett Packard, TurnKey Lender is a flexible configuration choice on a highly scalable and reliable infrastructure.
Competing in one of the most challenging categories, TurnKey Lender has been selected as the winner of the New Product Innovation Award.
ACCELERATE CREDIT RISK MANAGEMENT WITHOUT COMPROMISING ON LOAN DECISION QUALITY
FAQs
Q:
What data sources does the Decision Engine use to make accurate credit decisions?
A:
TurnKey Lender’s proprietary Decision Engine combines traditional and alternative risk assessment approaches to increase the accuracy of credit decisions with A/B testing and the Champion/Challenger model. With 75+ integrations preconfigured, you can easily use any external or internal data sources in credit processing, including:
- Background Checks
- Credit Bureaus / Alternative Credit Data Repositories
- Third-Party Scoring Models
- In-House or Third-Party Software/Bookkeeping Systems
- E-commerce Engines
- Transaction Data (bank statements, e-commerce history, etc).
Q:
Will TurnKey Lender’s credit risk management software work for me if my business’ decision process is quite niche?
A:
Yes. Our credit risk assessment software is a great choice for lenders whose decision process is too niche for mainstream solutions (due to unique qualifiers/regulations, non-traditional scoring, etc.), who can rely on the adaptability and ease of use of our intuitive interface. Our solution is easy to configure, test, and deploy new decision strategies and UX logic within hours, not months.
Q:
How does TurnKey Lender’s credit risk assessment software ensure regulatory compliance?
A:
The system comes with configurable credit scoring, advanced credit policies, business rule sets, and relevant data sources that ensure consistent regulatory compliance.
Q:
Do I have to update the system manually with new customer data?
A:
No. Back-end users don’t have to re-key customer data into the system – data from different workplaces and sources syncs up automatically. TurnKey Lender automates all of these routine, admin tasks, helping you save hours of time each week so that you can focus on what matters most – running your business.
Q:
How fast is TurnKey Lender’s decision-making process?
A:
With TurnKey Lender, you can benefit from instant, accurate decisioning. While some traditional lenders still take weeks to underwrite and approve a loan, our platform makes highly accurate decisions based on a holistic and intuitive view of a borrower’s profile in just a matter of seconds. This is part of the reason our clients report an operational efficiency boost of over 280%.