Commercial Lending
Software by TurnKey Lender

Enable fully automated, intelligent commercial lending with an easy-to-use SaaS powered by market-leading AI.

Business lending software that eliminates human error and cuts costs

Fully configurable loan origination process
Intelligent AI-powered decision-making
Flexible loan management and credit product settings
Automated loan collection and payment alerts
Drag-and-drop interface for business logic customization
Adjustable scorecard tailored to your business model

Enterprise-grade technology tailored to your business

Transform and streamline every aspect of the commercial lending process for borrowers, employees, and stakeholders

Banks & Credit Unions

Equipment Providers

Alternative Lenders

Why leading businesses choose commercial lending software by TurnKey Lender

75+ preconfigured integrations for payment processing, communications, credit bureau data, bank statements data, and much more.
The ability to easily implement and run built-in or custom AI-driven scorecards for B2B and B2C lending.
Offer any combination of credit products from the single intelligent unified lending management platform, on-premise, or in the cloud.
End-to-end SME loan management automation and optimization, from application processing and loan origination, to loan disbursements, servicing, collection and reporting.
Dedicated commercial lending features with built-in corporate commercial banking best practices, rules, and processes.

TurnKey Power Tool Suite for Commercial Lending

Flow Builder

The FlexGUI flow builder allows for building bank-grade business and decisioning logic with a drag-and-drop editor that applies approved changes instantly without the need to write a single line of code.

This functional module allows clients to swiftly adjust even the more complex business processes and decision flows in an intuitive web workplace. Commercial lenders can use it to also set custom borrower’s evaluation or decision-making rules, to calculate indicators and ratios for each particular business client, or to find the most effective actions to address delinquencies.

System Configurator

The Configurator allows commercial lenders to integrate with any third-party solution, service, data providers in a meaningful way with just a few clicks.

This application is intended to manage the entities of the system and any changes or improvements made to it (i.e. a new scoring models, decision-making strategies, integrations, etc.). Only after their approval by an authorized person, they go live. This allows managing the process of gradual integration of system changes into the workflow by testing the changes made on a limited amount of applications and monitoring the performance using the champion/challenger approach.

SME Decision Engine

TurnKey Lender’s proprietary AI-driven Decision Engine instantly collects all the data necessary for business credit scoring which allows businesses to make an accurate credit decision in less than 30 seconds. It’s developed specifically for lending automation, decision-making, and credit scoring in today’s hyper-nimble economy utilizing alternative data points like firmographics and bank statement scoring to reduce credit risk. It contains a number of analytical tools and features that can be used to score, rate, and re-evaluate business borrowers.

Along with rich evaluation capabilities, the Decision Engine provides impressive productivity, with clustering and scalability capabilities. To suit borrower evaluation specifics in the best possible way, the server allows setting individual evaluation processes for different credit products, portfolio segments or business lines, and supports several types of ratings — quantitative and qualitative.

System Administrator

The Administrator is used to manage user accounts, roles, and access credentials. The interface allows creating, editing, and blocking/unblocking user accounts, granting access rights, and monitoring user activities through system logs. As a commercial lender, you have full control over the data each of the employees, branches, vendors, or borrower has access to.

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