Empowering Lenders to
Finance Great Things with
Intelligence and Unified
Efficiency

TurnKey Lender
Facts

  1. 200+ clients
  2. Clients in 50+ countries
  3. 98.5% customer satisfaction rate
  4. 839 million alternative scoring data points
  5. 6 offices across 3 key regions: North America, Europe, and Southeast Asia
  6. 1 global team that works for your business 24/7/365
  7. Over 20% of our clients use TurnKey Lender for non-profit work and other socially responsible programs
  8. 100+ trees a month saved by automation

Intro to
TurnKey Lender

Prior to creating TurnKey Lender, our founders - Dmytro Voronenko and Elena Ionenko - spent several decades automating digital lending and credit scoring for large-scale organizations. However, it soon became evident that there was a gap in the marketplace when it came to lending solutions capable of bank-grade automation and accurate, out-of-the-box credit scoring. In 2014, Dmytro and Elena decided to meet this pressing need and disrupt the digital lending industry status quo by providing a lending infrastructure that would allow creditors to launch and scale quickly, efficiently, and intelligently. With the goal of democratizing credit worldwide, TurnKey Lender was born - and quickly began gaining traction worldwide.


Over the years, TurnKey Lender has become a global B2B SaaS company that offers AI-powered lending automation and decision management solutions and services in 50+ countries and counting. From origination and underwriting, to servicing, collection, and reporting, our software automates every step of the lending process. At TurnKey Lender, we are - and have always been - passionate about transforming and modernizing the embedded, alternative and traditional lending industries, and about catering our services to meet each customer’s unique needs.

As a result of our constant innovation and unwavering commitment to our customers, TurnKey Lender has fostered a loyal - and growing - community of clients from across the globe. We are proud to have been recognised by some of the world’s most respected publications, including Bloomberg, Forbes, Yahoo Finance, the Nelson Report, Financier Worldwide, Gartner, and G2, and to have won many prestigious awards in the lending and crediting industry - including recognition from Frost & Sullivan for the New Product Innovation Award.

Today, we employ a diverse team of more than 200+ passionate specialists committed to powering lending efficiency for businesses around the world, alongside growing embedded-lending opportunities. Through our transformative AI-powered software, businesses of all sizes can grow their revenue , maximise their operational efficiency and strengthen their customer loyalty. We’re proud to be a global business; headquartered in Austin, Texas, with Asia-Pacific headquarters in Singapore, and satellite offices in the UK, Ukraine, Malaysia and Australia.

Throughout the pandemic and beyond, TurnKey Lender has proved its leadership in embedded financing technology, allowing business owners worldwide to weave autonomous crediting capabilities into their operations. From digital loan origination, alternative credit scoring and AI-based underwriting, to loan servicing, debt collection and compliance, we’ve got you covered. Our unified, all-in-one lending solution can digitally transform any business - offering clients worldwide more revenue, freedom and time.

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The Teams Behind
TurnKey Lender

TurnKey Lender engineers are the brilliant minds around the globe that create the most intelligent, secure, and user-friendly lending automation based on meticulously written business requirements and specifications. This is a battle-tested crew of smart technicians who dig till they find the solution to your exact challenge and implement it successfully.

In the world of digital lending software, you can’t ask for a better team than our 100+ engineers around the globe.

Putting sustainability first

At TurnKey Lender, we believe that our technology must contribute to ethical lending and help serve higher purposes for the sustainability of our world. Our team is incredibly passionate about our software's capacity to help make a positive impact on our environment, economy, and society.

TurnKey Lender’s solutions power businesses that share these values making a difference in environmental and social responsibility sectors for their customers, communities, and employees. Over the years, TurnKey Lender technologically enabled financing for businesses and NPOs across the industrial and societal spectrum, including solar panel companies, businesses focused on environmentally conscious goods manufacturing, installation, and maintenance thus accelerating the transition to carbon neutral economy around the globe. Additionally, 25%+ of the TurnKey Lender client base is comprised of non-profits offering credit for students, refugees, asylum seekers, and SMEs.


The TurnKey Lender team is also proud of eliminating outdated processes and paperwork from ethical creditors' workflows across 50+ different countries. Not only is this digitization of the lending process far kinder to the environment, but it also frees up teams' time to focus on creative problem-solving and other revenue-generating aspects of their business instead of becoming impeded by repetitive manual work. As a result, the environmentally friendly software gives crediting teams the freedom to work efficiently and remotely from anywhere globally and allows businesses and individuals worldwide to receive fair and affordable financing - wherever and however they need it.

  • TurnKey Lender representation in the United Kingdom opens
  • TurnKey Pay Later is released to help businesses embed flexible finance options
  • Granted beta launch – free edition of TurnKey Lender platform for developing markets
  • TurnKey Lender Standard and Enterprise platforms released new versions
  • Investment round from OTB Ventures, DEG, and Vertex Ventures

We Are the Future
of Digital Banking

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Championing diversity

At TurnKey Lender, we believe that the positive and inclusive culture we have created for our geographically and culturally diverse team is at the heart of our success. While every team member shares a passion for modernizing the lending industry, we believe our strength lies in our differences. We encourage all of our employees to bring their unique perspectives and experiences to the company, helping us make software acclaimed by clients from around the world and accelerate their success across industries. With team members based across three continents and regional representatives in eight countries, the TurnKey Lender software is helping create fairer consumer and commercial lending climates in every country served. Using AI-driven credit scoring, the TurnKey Lender software also combats bias in borrower evaluation. It helps lenders extend credit to the underbanked and unbanked while keeping risk to a minimum and running extremely low overhead.

TurnKey Lender Leadership Team

Meet some of the faces leading our 200+ company team.

Dmytro Voronenko

Dmytro Voronenko

Co-founder, CEO, PhD

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Elena Ionenko

Elena Ionenko

Co-founder, COO

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Vit Arnautov

Vit Arnautov

Product Director, Standard

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Eugene Duravkeen

Eugene Duravkeen

Product Director, Enterprise

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Brittney Conte

Brittney Conte

America’s Head of Sales

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James Jenkins

James Jenkins

Head of PMO

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Kevin Hickey

Kevin Hickey

Head of Partnerships

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Rohit Kher

Rohit Kher

EMEA & APAC Head of Sales

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Justis Saayman

Justis Saayman

EMEA & APAC Head of Marketing

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Rahul Maira

Rahul Maira

Partners Manager

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