Empowering lenders to profitably grow while reducing their costs and risks

TurnKey Lender has offices all over the globe to support clients in their local markets best.

TURNKEY LENDER FACTS

  • 200+ clients
  • 98.5% customer satisfaction rate
  • 6 offices across 3 key regions: North America, Europe, and Southeast Asia
  • Over 20% of our clients use TurnKey Lender for non-profit work
  • Clients in 50+ countries
  • 839 million alternative scoring data points
  • 1 global team that works for your business 24/7/365
  • 100+ trees a month saved by automation

THE TEAMS BEHIND TURNKEY LENDER

TurnKey Lender engineers are the brilliant minds around the globe that create the most intelligent, secure, and user-friendly lending automation based on meticulously written business requirements and specifications. This is a battle-tested crew of smart technicians who dig till they find the solution to your exact challenge and implement it successfully.

In the world of digital lending software, you can’t ask for a better team than our 100+ engineers around the globe.

The Credit Risk Team at TurnKey Lender is in charge of analyzing billions of data points to determine the importance of different borrower evaluation factors for different regions and verticals. They then create scorecards and credit decision rules that come built-in with different editions of the TurnKey Lender platform or even tailor and create fully custom solutions for unique projects.

One of the aspects that makes TurnKey Lender stand out among the competitors is the AI-driven Decision Engine that helps your business make the fastest and most accurate credit decisions possible. The Credit Risk and the Product teams are the ones behind this truly sophisticated and practical machine learning engine.

Tech Support is the first line of defense that is up 24/7 to help you overcome any technological challenges and goes above and beyond to help you run a smooth digital lending business. The Tech Support team at TurnKey Lender, like the other teams here, is highly skilled and is able to carry out even the most complex tasks, which other companies might regard as impossible.

TurnKey Lender works with various lender types around the globe which range from enterprise-level international banks to local retail lenders. To do that, our Business Analysts need to deconstruct the potential market, analyze the demands, the pains, the competitors, and the regulations. The Engineering team then uses the data provided by the Business Analysts to turn specifications into working software. Then the team thoroughly tests it and releases it for our clients to use.

E-lending, Unified Lending Management, Lending-as-a-Service, and even lending automation are all fairly new terms to the market. So the primary goal of our Sales and Marketing teams is to find the businesses who need our technology in order to streamline their operations and show them what TurnKey Lender can do for them.

TurnKey Lender is led by a team of experienced FinTech executives, entrepreneurs, and experts in their respective fields. Dmytro Voronenko, Ph.D. and Elena Ionenko co-founded the company in 2014. The core team that was built then to this day continues to drive the company and the lending automation industry forward.

WE ARE THE FUTURE OF DIGITAL BANKING

  • TurnKey Commercial release – an end-to-end solution for commercial lending automation.
  • TurnKey Consumer release – a one-stop solution for that automates any kind of consumer finance processes.
  • TurnKey Lender Accounting release – an add-on for our platform, automating accounting in credit.
  • Generative AI update – introducing new AI applications in the Platform.
  • IDC MarketScape Reports: Leader in decisioning & lending solutions for consumer and SMBs lenders
  • Gartner® Market Guides: Representative vendor in the 2023 for commercial lending and loan origination solutions
  • Juniper Research: Gold Financing Platform Award
  • TurnKey Lender representation in the United Kingdom opens
  • TurnKey Pay Later is released to help businesses embed flexible finance options
  • Granted beta launch – free edition of TurnKey Lender platform for developing markets
  • TurnKey Lender Standard and Enterprise platforms released new versions
  • Investment round from OTB Ventures, DEG, and Vertex Ventures
  • Radical expansion of the European offices
  • Release of SME lending and Merchant Cash Advance editions of the Box solution
  • Over 200 active clients around the world
  • Opened a representation in Australia
  • Opened a Product and R&D branch in Poland
  • Turnkey Lender serves enterprise clients in 50+ countries
  • Turnkey Lender is the leader in G2 Grid Report for lending software
  • Received SOC 2 certification
  • Established new customer support center in the USA to achieve 24/7 operations
  • Winner of the Credit Award in Best Technology Provider in Lending and Credit Management
  • Opened representation in Manila, Philippines
  • Turnkey Lender celebrates 7th generation platform release
  • Established HQ in Austin, TX, United States
  • The highest level of accreditation by IMDA Singapore
  • Established new customer support and R&D center in Kuala Lumpur, Malaysia
  • Frost & Sullivan Award in FinTech Industry – Best Practices and Innovation category
  • Workforce expanded to 100 employees
  • Awarded AI Business Excellence Award
  • Top Companies in Fintech Award by FiNext
  • Released white-labelled mobile apps
  • Turnkey Lender reaches 100 enterprise customers
  • Launched Turnkey Lender edition for Embedded Lending
  • Winner of the Lending Summit Award in London in the Best Technology Partner category
  • Firm of the Year in the Fintech Innovation category – Finance Monthly
  • Turnkey Lender serves enterprise clients in 20+ countries
  • Signed first client in the banking sector
  • Business Review named TurnKey Lender #5 in the Hottest FinTech Companies List
  • Released bank-grade configurable decision engine with integrated support of big data scoring
  • Received MAS Fintech Award
  • Established HQ in Singapore
  • Achieved ISO/IEC 27001:2013 and ISO 9001 certifications
  • Launched Turnkey Lender Enterprise platform
  • First alternative scoring engine released
  • Acquired first digital lending clients in the UK and the USA
  • Signed the first client in telecom sector
  • Opened representation in Brussels, Belgium
  • TurnKey Lender founded based on founders’ combined experience of 38 years in FinTech, finance & credit scoring
  • Established the R&D center in Ukraine
  • Released TurnKey Lender platform

Embracing talent of any creed

At TurnKey Lender, we believe that the positive and inclusive culture we have created for our geographically and culturally diverse team is at the heart of our success. While every team member shares a passion for modernizing the lending industry, we believe our strength lies in our differences. We encourage all of our employees to bring their unique perspectives and experiences to the company, helping us make software acclaimed by clients from around the world and accelerate their success across industries.
 
TurnKey Lender teams in North America, APAC and Europe.
img_TurnKey-Lender_team-member_Dmitry Voronenko
Dmytro Voronenko
Co-founder, CEO, PhD
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img_TurnKey-Lender_team-member_Elena Ionenko
Elena Ionenko
Co-founder, COO
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Christian Morales
Chair of the Board
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Brad Spence
VP Sales
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img_TurnKey-Lender_team-member_Vit Arnautov
Vit Arnautov
Product Director, Standard
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img_TurnKey-Lender_team-member_Eugene Duravkeen
Eugene Duravkeen
Product Director, Enterprise
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img_TurnKey-Lender_team-member_Allan Manning
Allan Manning
Head of Technical Support, Enterprise
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Sharlene Png
Head of Finance
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MEET THE CONSUMER LENDING MANAGEMENT SOFTWARE TRUSTED BY BUSINESSES AROUND THE WORLD

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img_TurnKey-Lender_team-member_Dmitry Voronenko

Dmytro Voronenko

Co-founder, CEO, PhD

Dmitry leads the global growth and performance of Turnkey Lender. Prior to founding Turnkey Lender, Dmitry led three successful software start-ups that were serving Fortune 100 companies and leading banks across North America, Europe and Emerging Markets. With more than 20 years’ experience in FinTech and AI-based B2B software, Dmitry writes for leading financial and fintech magazines, speaks at industry events. In 2019, Dmitry Voronenko was recognized as the FinTech leader of the year by Singapore FinTech Awards and listed among top 25 leaders in lending by Canadian Lenders Association. Dmitry holds a PhD in Artificial Intelligence from Kharkiv Polytechnic University.

img_TurnKey-Lender_team-member_Elena Ionenko

Elena Ionenko

Co-founder, COO

Elena is a FinTech entrepreneur with over twenty years of business development, sales, and management experience. Before TurnKey Lender she worked on several successful products in Silicon Valley and founded two companies where at different times she headed up finances, sales, and marketing. She often shares her expertise at industry events and in media. For two consecutive years Elena is listed among the top 100 women in FinTech by Lattice80, and is named one of top 25 female leaders in financial technology in the 2020 Financial Technology Report. Elena is the winner of the 2020 Innovator of the Year award and was shortlisted for the 2019 Women in Credit Awards and the 2019 Women in IT Awards.

Christian Morales

Chair of the Board

Christian brings a wealth of experience guiding high-growth technology companies to market success. As Chairman of the Board, he plays a pivotal role in shaping TurnKey Lender’s strategic direction, go-to-market initiatives, and overall business development efforts.

Previously, Christian acted as Chairman of the Board for Minit, a process mining company that was acquired by Microsoft. He also served as Corporate Vice President and General Manager of Intel EMEA, where he was responsible for Intel activities for the region, including product sales and marketing, as well as government technology initiatives.

He contributed significantly to Intel’s investment strategies in startups through Intel Capital. Before his EMEA role, Christian was Intel’s Vice President of the Sales and Marketing Group and Co-General Manager of Asia Pacific and worked in other global executive roles at Intel.

Brad Spence

VP Sales

Brad Spence is leading the revenue and customer success teams at TurnKey Lender. As a sales executive with over 25 years of leadership experience, he’s been driving revenue, executing sales strategies, and scaling organizations for their next growth phases.

Before joining TurnKey Lender, Brad successfully launched the Hollister brand in retail, led sales and executive management in the insurance industry, and drove SaaS fintechs from the growth phase to exits.

At his previous engagement, he grew the company’s ARR from $10M to $160M over a decade. Brad’s expertise spans executive leadership, growth consulting, team building, and go-to-market strategy development.

img_TurnKey-Lender_team-member_Vit Arnautov

Vit Arnautov

Product Director, Standard

Vit is in charge of driving the TurnKey Lender Unified Lending Management solution and company’s other products forward. He and his team research the market, analyze lenders’ needs, develop new features, and monthly roll out new TurnKey Lender versions that awe the client and leave competitors far behind.

img_TurnKey-Lender_team-member_Eugene Duravkeen

Eugene Duravkeen

Product Director, Enterprise

Eugene has been in the team of the founders long before TurnKey Lender started. So when the question arose, who can drive the development and delivery of enterprise-level projects, there could be no one better to fill that position. Eugene is a scholar with a unique understanding of how complex software solutions work and how to customize TurnKey Lender platform to address client’s every automation need.

img_TurnKey-Lender_team-member_Allan Manning

Allan Manning

Head of Technical Support, Enterprise

Allan brings an extensive background in technical support, process development, and management to the table. His strength is in building strong teams for customer support and training them to be advocates for our customers. His pillars of customer support success include quick response, frequent updates, and timely issue resolution. Drop us a line to test it!

Sharlene Png

Head of Finance

Sharlene is an experienced financial executive responsible for safeguarding the company’s fiscal health and integrity from Singapore headquarters, ensuring TurnKey Lender’s regulatory adherence. Collaborating with executive leadership, Sharlene’s financial acumen drives profitability and shareholder value optimization. Championing transparency, ethics, and data-driven decision-making, she cultivates an environment conducive to TurnKey Lender’s financial growth.