Lending automation services

AI & Alternative Scoring Development

1. Approve more loans faster with TurnKey Lender’s proprietary AI-driven decisioning engine.
2. Implement intelligent credit scoring
3. Enable business growth and improve operational efficiency through automation
4. Reach new customer segments through alternative scoring techniques 

For Banks

Traditional scoring

1. Credit Scoring/Application Scoring
2. Fraud Prevention Scoring
3. Financials Scoring
4. Firmographics Scoring
5. Behavioral Scoring
6. Transaction Scoring
7. Collection Scoring

Alternative scoring

1. Social Network Scoring
2. Mobile Scoring
3. Smartphone Scoring
4. Psychometric Scoring
5. Bank Account Statement Scoring
6. Marketing Scoring
7. Lead Scoring
8. Skip Tracing Scoring
9. Credit Limit Management

For Finance Companies

Traditional scoring

1. Credit Scoring/Application Scoring
2. Fraud Prevention Scoring
3. Financials Scoring
4. Firmographics Scoring

Alternative scoring

1. Social Network Scoring
2. Mobile Scoring
3. Smartphone Scoring
4. Psychometric Scoring
5. Bank Account Statement Scoring

For In-house Lenders

Traditional scoring

1. Credit Scoring/Application Scoring
2. Fraud Prevention Scoring
3. Financials Scoring

Alternative scoring

1. Social Network Scoring
2. Mobile Scoring
3. Smartphone Scoring
4. Psychometric Scoring

Credit Decisioning Analytics

1. Seconds for credit decisioning instead of weeks thanks to intelligent automation
2. Reduce credit risks thanks to a combination of traditional borrower evaluation and alternative approaches
3. Adjust scorecard to meet your specific business needs
4. Self-learning algorithms adjust to the business’ specifics to process more borrowers and approve more of the eligible accounts faster

Credit Scoring Consulting

1. Use TurnKey Lender’s expertise to create accurate credit scoring tailored to your business, borrower segments, and local market.
2. Improve and implement existing scoring algorithms, create new ones from scratch or deploy the AI-powered credit scoring that comes built-in with TurnKey Lender.

Customization & Development

1. Our team can tailor the platform’s functionality to address any custom automation needs
2. Use TurnKey Lender Enterprise to build a brand-new lending solution based on our intelligent automation
3. Enable fully-automated lending within days by deploying TurnKey Lender Box with minor adjustments of the default platform, all the necessary integrations, and white-labeling

Digital Transformation Services

1. Fully digitize lending experience and provide borrowers with quick and safe paperless crediting
2. Adjust your lending operation to stay competitive in the digital age
3. Use TurnKey Lender to achieve a smooth and painless lending process form the borrowers on every stage of a loan’s life cycle

Cloud-Based Hosting / Regular Backups

1. Save costs and improve speed by hosting your lending platform with TurnKey Lenders secured cloud-based infrastructure.
2. Live sync-ups of your entire lending platform and automatic data backups
3. Employees and borrowers can access your lending business from anywhere in the world from any device.
4. If your company needs to keep all the data on-premises, that too can easily be arranged.

Fraud Consulting

1. Intelligent origination helps TurnKey Lender protect your business from the vast majority of fraud attempts
2. Traditional and alternative analysis approaches backed by self-learning deep neural networks analyze each loan application
3. Our experts can help you build a custom decisioning process utilizing both best practices and innovative approaches to ensure the highest possible level of security

Lending Process Automation

1. Use TurnKey Lender for end-to-end lending process automation and digitalization.
2. Select the functions your business needs to automate and only implement the needed modules.
3. Cut operational costs and build a healthy portfolio with TurnKey Lender’s credit decisioning, loan origination. Underwriting, servicing, collection, and reporting.
4. The platform is adjusted to meet each organization’s needs through advanced technologies
5. Digitalize and streamline every part of loan’s lifecycle in the most efficient way

Product Management

Each project is assigned a highly trained project manager that will drive the processes, communicate with the teams and be responsible for timely delivery and deployment of the software.

Scorecard Audit

1. TurnKey Lender’s holistic scorecard audit helps provide better rates, increase customer loyalty, and achieve safer crediting
2. Scorecard can be adjusted to address the needs of your clients and the challenges of your market.

Support

1. Qualified and helpful support at your service 24/7, ready to answer your any question and sort out any issue
2. Day or night the team is ready to make necessary platform adjustments.
3. The extent of support differs depending on the TurnKey Lender package you get.

Training

TurnKey Lender team offers staff training both online and on-sight to make sure all of your employees get the most out of our solutions.
You can also enroll for a free digital lending course created by TurnKey Lender in partnership with AirSlate.
Digital Lending: A Roadmap to ROI and Intelligent Automation