Embedded lending software for end-to-end automation of consumer and commercial credit in-house.

Offer financing directly to your customers without the middleman. Rely on an intelligent, end-to-end SaaS to grow business, streamline approvals, and build better customer relationships.

Explore benefits of tech-enabled in-house lending for retailers, manufacturers, and distributors.


+58% increase to the average order value


+20% increase in purchase frequency in 30 days


+44% increase in sales conversion


Plus, keep in-house the 2%-6% transaction fees and any additional interest or fees for your revenue that third-party providers would otherwise charge

Become a lender without any middlemen with a solution that’s easy to use and scale

Improve customer experience with bank grade technology that is completely customizable

Reduce credit risk without having to involve a traditional lender

Increase conversions with a quicker lending process and remove human error

1 / 3

Explore the success stories of businesses who rely on TurnKey Lender for end-to-end lending processes automation

1 / 5

Intelligent In-house Financing SaaS for Retailers, Manufacturers, and Distributors

Featured Retail Customers

Explore companies worldwide using TurnKey Lender

Own It 4 Less
Newfound Rentals

Our Technology

Intelligent automation of the entire financing process for retailers and service providers.

Learn about TurnKey Lender Equipment Financing & Leasing Platform

  Learn More

1 / 2

Capterra Capterra
Software Advice Software Advice
G2 Crowd G2 Crowd
GetApp GetApp
TurnKey saves us 1000 man-hours each year processing loans. Online applications eliminated about 400 hours of data entry on paper forms. Much simpler than the legacy software. Things that took 100 steps previously are now done in 10.
Jon Lam Jon Lam
National Director of Finance & Risk at Windmill Microlending

Our Services

Intelligent Automation

We start by automating their entire lending program. Our robust and flexible platform delivers paperless processes and efficient workflows.


Finance companies automation the way it’s meant to work

Credit Decisioning
3 days
30 seconds
Operational Efficiency
With TurnKey Lender
Without TurnKey Lender

TurnKey Lender for you:

Relevant information
for your role

  1. Flexible zero-code platform
  2. High cyber security standards
  3. Automatic system backups
  4. Advanced API tools
  5. Highly trained technical assistance
  6. Deployment on your hosting
  7. Adjustable notifications

TurnKey Lender Retail for Enterprise

TurnKey Lender Retail Platform for SMEs is a cloud-based SaaS that can be up and running within 1 day tailored to meet your exact business needs.


Tailored Proposal Development and Negotiation

1 week


Intal Project Research and Assessment

1 week


Customization and Implementation

2-8 weeks


Support & Maintenance


Still on the fence if retail finance is right for your business? Download our free whitepaper and uncover the business opportunity digital lending presents.

Request a demo