Mortgage Lending Software

Faster and simpler lending

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The product has the vast majority of the functionality right out of the box, was easily integrated with a credit agency to pull FICO scores and the support team did an outstanding job making our requested customizations.

Christopher Reed
Principal
Shepard Capital Partners
USA

eny Finance is fully satisfied with the Turnkey Lender solution and its reliable team. I’m happy to recommend Turnkey Lender lending solution and services.

Bonart Kerimi
CEO
eny Finance AG
Switzerland

We evaluated many systems and are happy to have chosen Turnkey Lender.

Bill Hilliard
CEO
EcoVolt Finance
USA

For me, as the owner of a start-up lending company, it was a little unusual to use this type of product for my business. But, as they say, "Time is money!" That's why it is important for me to use a solution like Turnkey Lender.

Robert Farmer
Owner
QuickPound

We evaluated many systems and are happy to have chosen Turnkey Lender.

Bill Hilliard
CEO
EcoVolt Finance
USA

For me, as the owner of a start-up lending company, it was a little unusual to use this type of product for my business. But, as they say, "Time is money!" That's why it is important for me to use a solution like Turnkey Lender.

Robert Farmer
Owner
QuickPound

eny Finance is fully satisfied with the Turnkey Lender solution and its reliable team. I’m happy to recommend Turnkey Lender lending solution and services.

Bonart Kerimi
CEO
eny Finance AG
Switzerland

The product has the vast majority of the functionality right out of the box, was easily integrated with a credit agency to pull FICO scores and the support team did an outstanding job making our requested customizations.

Christopher Reed
Principal
Shepard Capital Partners
USA

Trusted by users:

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Certified:

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Opportunity

Mortgage origination software: mortgage lending exceeds $2T per year

The mortgage industry will always be a profitable enterprise as consumers finance their new home, refinance their old home, take out a second mortgage, get a reverse mortgage, or take out a home equity line-of-credit. Brokers and direct lenders originated more than $2 trillion in mortgage loans in 2016. And it was only the second best year of the past decade. This enormous, and consistent, opportunity explains why the industry has become dominated by fintech non-bank lenders.

mortgage-lending-opportunity
mortgage-lending-obstacle

Obstacle

Mortgage lending solution: you can’t compete without cutting edge technology

An ongoing challenge is the volume and complexity of paperwork required to originate, close and service the loan.Mortgage lending is no longer a face-to-face transaction. A new generation of borrowers want to shop, negotiate terms, and close their mortgage totally online.

Non-bank lenders from the fintech arena offer easy, digital-only mortgages via mobile platforms. It’s just not possible for lenders using old school systems to keep up with providers who cater to demand from Millennials for a faster, simpler experience with more competitive pricing.

Solution

Cloud-based mortgage lending software

Turnkey Lender will pre-approve borrowers and quote rates in real time, so you capture the mobile-only prospect who has already researched multiple lenders with a few key strokes. You get a cutting edge software and account management system that delivers the level of automation and credit scoring needed to minimize processing time, accurately quote rates based on risk parameters dictated by the secondary market, and provide the highest level of cyber security for your client’s personal data.

In addition the system will mine behavioral trends and identify opportunities to increase customer value over the lifetime of the account. Our credit scoring model continually fine tunes the algorithms, and the system includes bad debt triggers to alert you when there are changes to a client’s credit quality.

Fully automated mortgage lending solution

Best practice workflows

Turnkey Lender’s customizable workflows allow you to adjust decisioning flow and business rules.

Advanced credit scoring

Your software comes out-of-the-box with a generic scoring template that evolves over time through machine learning. Alternative scoring models are easy to install with APIs.

Credit decision analytics

It is important to take a step away and analyze decisions. We provide all sorts of analytics so you can review and improve your credit risk strategy. See it for yourself with the free trial!

We offer 14-days free trial. Upgrade or downgrade any moment. Request Free Trial Now

Advantages compared to other mortgage origination software

Time to market

With Turnkey Lender you will optimize portfolio yield by working only with the most profitable customers. Predictive models will help you identify best rate and loan term.

Increased operational efficiency

Act fast by taking the right decisions, supported by artificial intelligence. You’ll see fewer manual reviews and more first pass approvals.

Modular architecture

Turnkey Lender works as a web app, so you can log in from anywhere and work on processing loan applications. There is no need to manually install software on all the desktop computers of your team members.

Powerful credit decisioning

Our clients use our software for a payday loan, student loans, auto loans, crowd sourced and peer-to-peer loans. We support micro lending in emerging economies and engage in complex credit bureau eco-systems.

IT support and customer service

We offer full technical support and we are always here to answer any questions. Our experts will guide you through every step of set up and customization process.

Fraud prevention

Our product is built out of units. You can start small and extend functionality later on. As you grow, the tool will grow with you! Modular approach makes us affordable for solo online lenders and mid-size financial institutions.

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On average, here is the difference Turnkey Lender made for our clients:

Operational efficiency
has grown by

283%
Total portfolio profitability
has grown by

49%
Client lifetime value
has grown by

67%
See how we automate every step of online lending:
origination, underwriting, collateral, servicing, collection and reporting.
Request Free Trial Now

from Turnkey Lender Blog

Will your lending program be GDPR compliant by May?

General Data Protection Regulation (GDPR) goes into effect on May 25, 2018. That’s just three short months away, and most companies say they aren’t ready. According to survey results published by Ovum, two-thirds of global companies believe they’ll need to change their business strategy to conform to new security guidelines. And half the businesses governed by GDPR believe they’ll be fined for non-compliance.

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