Extend MCA finance on your terms with flexible merchant cash advance automation software powered by AI.
Merchant Cash Advance Software That Makes a Difference Where It Matters
- MCA financing decisions and offer terms calculated instantly by industry-leading AI.
- Eliminate unnecessary paperwork and reduce operational cost of offering MCAs.
- Unify all merchant cash advance management tasks in one software.
- Put contributions’ collection on complete autopilot leaving no room for human error.
End-to-End Automation Built with the Needs of an MCA in Mind
67% customer lifetime value increase thanks to repeated business growth
280%+ operational efficiency boost ensured by streamlined automation
Instant financing decisioning and remittance collections powered by AI
Enterprise-Grade MCA Technology at the Turn of a Key
Financing application flow is based on MCA use cases and suits the key verticals of the merchant cash advance industry, whether with gig-workers or large merchants. The applicant describes their business, income structure, and any other relevant details required for making an informed decision on the business performance in the future. This information is then used to determine the advance amount and the profits' percentage to be charged on a daily/weekly/monthly basis.
Merchant Cash Advance Software for Fully Digital & Automated Financing
Offer MCA financing with bank-grade credit decision accuracy and award-winning usability. Reach out to the TurnKey Lender team to discuss the merchant cash advance model that will work for your business today.
- Provide your clients with affordable and easily accessible funds from your own software that automates the process end-to-end using AI.
- Provide businesses with an upfront sum of cash for a percentage of their future sales + fees.
Example: $10,000 MCA product with a 1.4 factoring rate (total repayment = $14,000)
Borrower repays 10% of CC sales daily or weekly for 3-12 months until $14,000 is repaid. Our solution can be tightly integrated with Plaid or any e-commerce platform. This then provides a benefit in terms of data insights your TurnKey Lender AI will be able to analyze. In addition, instead of merchants manually uploading invoices, which can be slow and open to fraud, we can monitor their transaction activity, automatically calculate and execute repayments.
Borrower repays equal withdrawals daily or weekly based on estimated revenue.
This scenario is easier to implement, since you’re charging a fixed amount based on estimated revenue and don’t have to monitor transactions.
Why TurnKey Lender For Your Business?
by TurnKey Lender
MCA Payment Processing Integration
Fully Customization of MCA Portal
AI-powered MCA Decisioning
Explore companies worldwide using TurnKey Lender
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We looked at other lending solutions. But TurnKey Lender was just more accessible and...well, ‘turn key.’ Now we're on a level playing field with the bigger guys without the overhead. This, and intelligent credit scoring, helps us provide our borrowers with affordable loans while working at a profit.