The Turnkey Lender Equipment Financing Software

Improve your equipment financing and leasing with an AI-based lending platform that provides instant credit decisioning and automates manual lending processes to streamline every step of customer experience and grow your business.  

Instantly approve credit applications for your business customers and offer flexible lease and loan financing options
Increase average order size and flatten income seasonality with installments coming in throughout the year.
Grow customer lifetime value by offering an easy and effortless lending experience
Offer an unmatched customer experience with intuitive web and mobile Interfaces

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The TurnKey Lender’s Equipment Financing and leasing solution is an AI-powered digital lending platform that provides automated, instant credit decisions and order processing, increasing revenue and average order size with a shorter buying cycle and streamlined client experience. Our technology is tailored to your unique business processes for fast, state-of-the-art financing.

Businesses in over 50 countries use  TurnKey Lender

Boost sales and increase repeated business. 
Create custom credit products in a matter of clicks. 
Streamline and automate legacy processes for digital transformation.
Eliminate human error and operational inefficiencies. 
Easily integrate with any type of system to centralize lending.
Utilize bank-grade credit scoring matched to your business specifications.

Technology trusted by
in-house lenders worldwide

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About TurnKey Lender Equipment Financing and Asset Leasing Software

The cloud-based platform incorporates the manufacturer’s order processing automation, flexible business logic, loan management, reporting, and customer portal in a single, integrated solution making the entire financing process 100% automated, quick, and easy to use. 

TurnKey Lender provides Manufacturers, Distributors, and Resellers with bank-grade credit decision automation for equipment financing, industrial machinery financing, medical hardware financing, manufacturing loan options, and more. 

Enhance your client’s customer experience with instant loan approval for machinery and equipment purchasing, new purchase orders, materials, or anything else in your product catalog.

Hyper-flexible credit product settings allow you to roll out new programs and special offers for corporate and personal financing in a matter of minutes. Work with a variety of lending models including factoring, vendor finance, rent-to-own, lease-to-own, supplier financing, inventory financing, as well as fully custom credit products tailored to your customers.  

Enterprise-grade equipment leasing and consumer financing platform with the usability of a SaaS 

Problem:

Solution:

A Using legacy technology to process financing requests, make credit decisions, select terms, and collect funds causes businesses to lose out on market opportunity, allowing competitors to capture customers.

A The TurnKey Lender Equipment Financing Platform allows you to focus on your company’s core business. TurnKey Lender offers a robust bank-grade solution with a completely configurable end-to-end solution that is simple and easy to use. 

B Lending to businesses requires complex underwriting and paper-based documents.   

B Turnkey Lender is an easy-to-use cloud-based system with a fully digital experience making the financing process quick and easy.

C Manual approvals with multiple customer touchpoints and Excel-based underwriting take days, require too much time, and has limited decision quality.

C AI-driven technology automates processes and approves loans quicker. Industry-leading scoring technologies eliminate the guesswork in lending and credit decisions, even with high-risk clients. Put sophisticated self-learning algorithms to work for your lending operations to make faster and more accurate decisions immediately. 

D Sales financed by a third-party lender where you have to share up to 7% of the check as well as pay other fees, while giving up control over customer and business data. 

D With TurnKey Lender, you are in full control, keeping all financing in-house. You get a dedicated platform configured to your exact specifications which is ready to start processing financing requests.  

E Instalment plans, leases, personal and business loans require a system able to handle different business logics, scoring models, and lending types.  

E TurnKey Lender is the market-leading provider of unified lending management, decision automation, and risk assessment solutions and services. Your instance of our equipment financing solution is an intelligent AI-Based solution that can host different lending models, scoring approaches, and decision rules under the same roof, allowing for a fully digital, smooth customer experience. 

Problem:

Using legacy technology to process financing requests, make credit decisions, select terms, and collect funds causes businesses to lose out on market opportunity, allowing competitors to capture customers.
Lending to businesses requires complex underwriting and paper-based documents.   
Manual approvals with multiple customer touchpoints and Excel-based underwriting take days, require too much time, and has limited decision quality.
Sales financed by a third-party lender where you have to share up to 7% of the check as well as pay other fees, while giving up control over customer and business data. 
Instalment plans, leases, personal and business loans require a system able to handle different business logics, scoring models, and lending types.

Solution:

The TurnKey Lender Equipment Financing Platform allows you to focus on your company’s core business. TurnKey Lender offers a robust bank-grade solution with a completely configurable end-to-end solution that is simple and easy to use. 
Turnkey Lender is an easy-to-use cloud-based system with a fully digital experience making the financing process quick and easy.
AI-driven technology automates processes and approves loans quicker. Industry-leading scoring technologies eliminate the guesswork in lending and credit decisions, even with high-risk clients. Put sophisticated self-learning algorithms to work for your lending operations to make faster and more accurate decisions immediately. 
With TurnKey Lender, you are in full control, keeping all financing in-house. You get a dedicated platform configured to your exact specifications which is ready to start processing financing requests.  
TurnKey Lender is the market-leading provider of unified lending management, decision automation, and risk assessment solutions and services. Your instance of our equipment financing solution is an intelligent AI-Based solution that can host different lending models, scoring approaches, and decision rules under the same roof, allowing for a fully digital, smooth customer experience.

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Success Stories of TurnKey Lender Customers

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Software Designed for Intelligent Equipment Financing and Equipment Lease Management

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Equipment-Based Loan Origination 

Full freedom to implement equipment-based loan origination the way that suites your business. Utilize a variety of credit product choices like rent-to-own, lease-to-own, or custom consumer financing program. 

Integration with your website. Once customer selects products, they are prompted to complete a loan application for the shopping cart. 
Borrowers can “pre-qualify” for a certain amount of funding before shopping in-store/online. 
Equipment library can be imported into the system and presented in the application form for purchase.

Full Underwriting Automation 

You don’t need to work as a lender to offer financing. TurnKey Lender takes care of all the time-consuming financing tasks on autopilot based on the configuration selected by you.  

Instant AI-based credit decisioning for individuals or businesses 
Advanced guarantor credit scoring with dedicated rules 
Automatic background and fraud checks

Bank Statement Data Analysis for Credit Scoring  

Nothing speaks better to the borrower’s credibility than the structure of their income, their daily expenses, and their consumer behavior. We pull bank statement data live and analyze this data on the fly.  

Gather insights from income and revenue analysis 
Receive borrowers’ cash flow dynamics reports  
AML & KYC compliance data gathering 
Financial statement analysis (if required) 
Collateral valuation from imported equipment library

Automated Booking & Order Completion 

TurnKey Lender comes with all the necessary integrations and proprietary functional modules built-in allowing to complete the loan processing, underwriting, origination, and disbursement processes in a matter of minutes. 

Automatic loan document generation 
Dedicated borrower portal for clients 
Integrated E-signature service 
Disbursement to dealer/vendor with automatic fee calculation

Loan Servicing & Management Made Specifically for Equipment Financing

TurnKey Lender has been tested and proven by some of the leading lenders worldwide to process and manage loans at scale and as an SME. 

Repayments can be done automatically or from the borrower portal 
Send out monthly loan statements to borrowers 
Configurable due date and past date notifications and reminders via SMS or E-mail 
Make modifications to loans (restructure, rollover, payment holiday, etc.)

Flexible Settings to Manage Products and Loans 

Recognizing the vital functionality manufacturers need to finance their clients in-house, the system provides unmatched configuration freedom and usability. 

Segment products and clients by region, equipment type, borrower type, etc.  
Offer loans, leases, or fully custom credit products 
Implement and easily manage promotions (limited time offers, qualifiers) 
Utilize built-in risk-based pricing

Dealer and Vendor Management 

Offer financing to vendors from the same interface where you work with individual clients and easily manage stores, dealers, and partners from an intuitive interface.  

Dealer/vendor portal available for in-store employees to originate and track loans 
Process orders seamlessly transitioning to TurnKey Lender interface 
Advanced lending reporting provides a 360 view of your operation, clients, and stock

Our Team

Dmytro Voronenko

Co-founder, CEO, PhD

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Dmitry leads the global growth and performance of Turnkey Lender. Prior to founding Turnkey Lender, Dmitry led three successful software start-ups that were serving Fortune 100 companies and leading banks across North America, Europe and Emerging Markets. With more than 20 years’ experience in FinTech and AI-based B2B software, Dmitry writes for leading financial and fintech magazines, speaks at industry events. In 2019, Dmitry Voronenko was recognized as the FinTech leader of the year by Singapore FinTech Awards and listed among top 25 leaders in lending by Canadian Lenders Association. Dmitry holds a PhD in Artificial Intelligence from Kharkiv Polytechnic University.

Elena Ionenko

Co-founder, COO

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Elena is a FinTech entrepreneur with over twenty years of business development, sales, and management experience. Before TurnKey Lender she worked on several successful products in Silicon Valley and founded two companies where at different times she headed up finances, sales, and marketing. She often shares her expertise at industry events and in media. For two consecutive years Elena is listed among the top 100 women in FinTech by Lattice80, and is named one of top 25 female leaders in financial technology in the 2020 Financial Technology Report. Elena is the winner of the 2020 Innovator of the Year award and was shortlisted for the 2019 Women in Credit Awards and the 2019 Women in IT Awards.

Alasdair Rambaud

Chief Revenue Officer

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Alasdair is a FinTech and payments veteran with over 25 years of experience in sales management, strategy and general management. Prior to TurnKey Lender, Alasdair was the Head of Fraud for a prominent US and Israeli company which was acquired in 2021 by a publicly traded US company. Alasdair was also the CRO of 2 start-ups, joining them after a cash influx to rapidly scale the companies. Alasdair has led rapid growth companies and been part of multiple acquisitions. Prior to the start-up world, Alasdair spent 15 years in Corporate America in New York and Paris in various leadership roles in sales and strategy.

Vit Arnautov

Product Director, Standard

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Vit is in charge of driving the TurnKey Lender Unified Lending Management solution and company’s other products forward. He and his team research the market, analyze lenders’ needs, develop new features, and monthly roll out new TurnKey Lender versions that awe the client and leave competitors far behind.

Eugene Duravkeen

Product Director, Enterprise

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Eugene has been in the team of the founders long before TurnKey Lender started. So when the question arose, who can drive the development and delivery of enterprise-level projects, there could be no one better to fill that position. Eugene is a scholar with a unique understanding of how complex software solutions work and how to customize TurnKey Lender platform to address client’s every automation need.

Justis Saayman

Head of Marketing

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With more than 20 years of visual communications behind his back, Justis leads TurnKey Lender’s marketing in the EMEA & APAC regions. Justis is a natural tech leader with a keen understanding of the FinTech space and a marketing talent built upon extensive work and consultancy experience for recognized industry leaders and pioneering startups. Driven by the desire to innovate with proper procedure, Justis is deeply involved in R&D at TurnKey Lender to form product strategy as well as drive marketing efforts.

Rahul Maira

Partners Manager

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Rahul leads the channel partnerships for TurnKey Lender. Having worked in business development across 3 continents, he brings with him a wealth of experience in dealing in multicultural environments and driving teams towards their goals. Reach out to Rahul, to grow your business through a partnership with TurnKey Lender.

Allan Manning

Head of Technical Support, Enterprise

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Allan brings an extensive background in technical support, process development, and management to the table. His strength is in building strong teams for customer support and training them to be advocates for our customers. His pillars of customer support success include quick response, frequent updates, and timely issue resolution. Drop us a line to test it!