One-Stop Digital Lending Software

Every company has specific lending requirements, including complex legacy software integrations, constantly changing regulatory rules, and ongoing cybersecurity issues. Our lending solution is robust and flexible in order to support a wide variety of needs that are unique to banks, regardless of size or location.

Turnkey Lender’s highly-trained team will take responsibility for understanding your individual requirements, communicating with the technical staff, and managing a timely deployment. The platform is customized and white-labeled for your bank. Their goal is to exceed your expectations every time.

Intelligent automation helps you speed up processes, reduce operational costs, and capture more loans. Today’s borrower shops around online and often accept the first approved application, regardless of the interest rate.

TurnKey Lender offers an end-to-end solution that includes loan origination, credit review, underwriting, funds transfer, onboarding, payments processing, collections, and regular reports.

You can start by choosing just the functionality you need today, and add extra features over time. We’ll customize your system, white-label the platform with your brand, and train your employees to get the most from their new digital banking platform.

Alternative credit scoring helps you book more loans, without violating credit risk parameters. It increases the size of your portfolio, by approving prospects with thin credit. It improves portfolio profitability, by pricing new accounts correctly. And it’s fast, delivering credit decisions in 30 seconds.

We start by auditing your current credit evaluation processes and scorecard. Then we leverage our AI-driven, proprietary credit scoring software with deep neural networks that constantly fine-tune the algorithm. The Turnkey Lender Decision Engine is integrated with traditional credit bureaus as well as behavioral surrogates, like personal financial management patterns, that are accessed via open banking interfaces. You’ll get the most sophisticated credit scoring model on the market today.

Faster, more insightful decisions are easy with a custom dashboard that gives your team a complete picture on one screen.

TurnKey Lender integrates data points from across the platform to deliver actionable intelligence on employee performance, portfolio credit quality, the overall health of the lending operation, and more. We can also integrate our analytics system with your in-house software for truly comprehensive, custom reporting.

A better onboarding experience will set the stage for a long-term relationship with high lifetime value. You know how to make your new borrowers feel welcome and important. We know how to make lending easy, efficient, and cost-effective.

TurnKey Lender white-labels the automated onboarding processes for a seamless customer transition from approved application to money in a customer’s account. Plus, you receive multichannel communications options for borrowers who need to communicate with your customer care representatives.

A great way to improve portfolio profitability is to get out in front of bad debt. Our digital banking platform includes a bad-debt trigger that works like an early warning signal. The automated system red flags the account, sends payment reminders, calculates penalty fees, credits outstanding payments, adjusts credit scores, and recalculates account pricing. All on auto-pilot. Our collections module can be integrated with client software systems as well as third-party suppliers. It delivers a fully automated solution that works even for complex, large-scale organizations. 

A database breach could bankrupt your business, so TurnKey Lender goes the extra mile to prevent disaster before it happens.

Our platform is GDPR compliant. It is certified for ISO 27001, and ISO 9001. It leverages a platform architecture that conforms to guidelines issued by the National Institute of Standards and Technology (NIST), and the Open Web Application Security Project (OWASP).

The fraud prevention module includes automated identity verification, and additional protection techniques like user session expiry, strict password creation logic, and password recovery rules.

You can’t earn a return on your technology investment until your team has mastered all the features and functionality in their new lending platform. That’s why we work hard to get your team up-to-speed as quickly as possible.

We use a combination of online and on-site training sessions to help your employees get the most from the system. The intuitive workflows are fast and easy to learn. And our dedicated technical support managers are ready to ensure your employees get answers to all their questions 24/7/365.

Our customer service representatives and dedicated technical support managers make sure your employees get answers to all their questions and get any issues resolved right away.
It’s another area where we exceed expectations every time with a 99% customer satisfaction score.