Women in FinTech Friday Feature – Chilufya Mutale

Unstoppable Women of FinTech

Meet Chilufya Mutale, CEO at Premier Credit Zambia Limited. Read more below on Chilufya’s day to day and how she became a leading lady in the FinTech realm.


Q: What is an accomplishment that you are proud of?

A: I am so proud to be able to inspire other people to dream big, pursue their dreams and start their own businesses.

I am also proud of our fintech startup, PremierCredit. My passion for supporting small scale traders in particular women was inbuilt early on. I do believe in the saying that “To empower a woman is to empower her children, her family and her community. This is one of the smartest investments we can make, as MSMEs form the backbone of our economy, so when we support them as PremierCredit, we contribute positively to our economy at large.

We are introducing alternative finance by way of Peer to Peer (P2P) lending in Zambia using advanced technology, making PremierCredit the first mover in the market.


Q: What advice would you give to young women today looking to start a career in the industry?

A: It’s an ever evolving industry that is dynamic, never static. Join a brand that aligns with your ideals and principles. It’s a fun place to be if you are passionate about the industry.


Q: Is there one piece of technology you cannot live without?

A: My iPhone 😊


Q: As a female leader, how do you start your day? What are your tips for productivity in the midst of a busy schedule?

A: I always have a task list and put high priority tasks at the top and start with those. I call these needle moving tasks. My tips for staying productive during a busy schedule is to stay focused on the goal and task at hand. For as long as an efficient part of your time is spent on needle moving high priority tasks, you will be fine.


Q: Anything else you would like to share?

A: Every person at one point in time goes through a rough patch. What I use to keep going is a positive mindset mentality. I have a mindset of never giving up no matter the situation.

I learn from every situation that makes me better and stronger.

My favorite quote: “Success is not final; failure is not fatal: It is the courage to continue that counts.” – Winston S. Churchill

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