Looking for nCino Alternatives?
To help you make an informed decision when choosing the lending automation provider for your business, we’ve put together an exhaustive side-by-side comparison of TurnKey Lender and nCino solutions.
Good For
| Enterprise: Banks |
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| In-house lending: retail |
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| Non Banks: Credit Unions |
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Services
| AI credit scoring card |
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|---|---|---|
| Scoring card audit |
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| Move data from nCino |
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Functionality
Front-office
4/4
2/4
| Application form |
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|---|---|---|
| Loan Status Notifications |
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| Edit loan application |
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| Payment schedule |
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Loan Origination
5/5
2/5
| Add new loan application |
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|---|---|---|
| Logging contact cases |
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| Reprocessing loan applications |
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| Search, filter, and sort applications |
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| Changing loan terms |
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Underwriting
7/7
5/7
| Send for reprocessing |
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|---|---|---|
| Built-in scorecard |
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| Custom scorecard |
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| Decision rules |
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| Credit bureau integration |
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| Credit history |
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| Automated Loan Agreement generation |
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Collateral
5/5
4/5
| Multiple collateral types |
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|---|---|---|
| Adding multiple collaterals |
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| Collateral evaluation |
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| Collateral reevaluation |
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| Editing collaterals |
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Servicing
5/5
3/5
| Automatic payments |
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|---|---|---|
| Restructuring |
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No data
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| View payment schedule |
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| Logging payments manually |
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| Automated loan disbursement |
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Reports
5/5
4/5
| Credit portfolio |
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|---|---|---|
| Operational report |
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| Risk stats |
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| Scorecard report |
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No data
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| Underwriters' productivity |
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and much more
9/9
6/9
| Blacklists |
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|---|---|---|
| Electronic signatures |
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| Automated email notifications |
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| Automated SMS messaging |
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| Multiple Credit Products |
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| Data export and import |
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| Collection strategist |
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| Marketplace |
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| Import Data form other banks (banks stagement) |
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