Cloud Lending Software

We automate borrowers evaluation, decision making
and loan management.

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The product has the vast majority of the functionality right out of the box, was easily integrated with a credit agency to pull FICO scores and the support team did an outstanding job making our requested customizations.

Christopher Reed
Principal
Shepard Capital Partners
USA

eny Finance is fully satisfied with the Turnkey Lender solution and its reliable team. I’m happy to recommend Turnkey Lender lending solution and services.

Bonart Kerimi
CEO
eny Finance AG
Switzerland

We evaluated many systems and are happy to have chosen Turnkey Lender.

Bill Hilliard
CEO
EcoVolt Finance
USA

For me, as the owner of a start-up lending company, it was a little unusual to use this type of product for my business. But, as they say, "Time is money!" That's why it is important for me to use a solution like Turnkey Lender.

Robert Farmer
Owner
QuickPound

We evaluated many systems and are happy to have chosen Turnkey Lender.

Bill Hilliard
CEO
EcoVolt Finance
USA

For me, as the owner of a start-up lending company, it was a little unusual to use this type of product for my business. But, as they say, "Time is money!" That's why it is important for me to use a solution like Turnkey Lender.

Robert Farmer
Owner
QuickPound

eny Finance is fully satisfied with the Turnkey Lender solution and its reliable team. I’m happy to recommend Turnkey Lender lending solution and services.

Bonart Kerimi
CEO
eny Finance AG
Switzerland

The product has the vast majority of the functionality right out of the box, was easily integrated with a credit agency to pull FICO scores and the support team did an outstanding job making our requested customizations.

Christopher Reed
Principal
Shepard Capital Partners
USA

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Certified:

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Opportunity

Cloud lending solution: market volume will exceed $1 trillion per year

The online lending industry is exploding. Inside analysts tell us cloud lenders will extend more than $1 trillion in digital loans per year within 8 years. It’s an exciting industry that’s opened up access to credit at an extraordinary level, but it’s not without its challenges.

opportunity
obstacle

Obstacle

Technology isn’t a luxury, it’s a requirement

If you’re going to lend money online successfully, then you need to close a high volume of personal and business loans, faster and with more affordable pricing than traditional banks. Just to get your foot in the door. What about competing profitably against innovative non-bank lenders? That requires operational efficiencies and an optimal risk profile. Plus consistent accuracy and data security with frequent digital funds transfers.

Solution

Cutting edge cloud lending software system

Advanced technology will be the key differentiator when it comes to winners and losers in the online lending arena. This is a highly specialized discipline that requires sophisticated, specialized online lending software that delivers automation efficiencies, controls risk and improves profits.

Turnkey Lender brings small to mid-size players an award winning, cutting edge origination and account servicing system that functions at warp speed, and evolves to keep pace with the competition. Our fully managed platform reduces approval time from hours to minutes to in-an-instant. And it provides outstanding loan management features for tracking borrower payments and monitoring changes to their credit rating.

Fully automated cloud lending software

Best practice workflows

Our business analysts have succeeded in over 1300 flow customization projects. They can optimize business processes and develop the optimal loan approval flow.

Advanced credit scoring

Your software comes out-of-the-box with a generic scoring template that evolves over time through machine learning. Alternative scoring models are easy to install with APIs.

Credit decision analytics

It is important to take a step away and analyze past decisions. We provide all sorts of analytics and reporting so you can review and improve your credit risk strategy. See it for yourself with the free trial!

We offer 14-days free trial. Upgrade or downgrade any moment. Request Free Trial Now

Advantages compared to other cloud lending software

Improved portfolio yield

With Turnkey Lender you will optimize portfolio yield by working only with the most profitable customers. Predictive models will help you identify best rate and loan term.

Increased operational efficiency

Act fast by taking the right decisions, supported by artificial intelligence. You’ll see fewer manual reviews and more first pass approvals.

Online tool

Turnkey Lender works as a web app, so you can log in from anywhere and work on processing loan applications. There is no need to manually install software on all the desktop computers of your team members.

Supports all types of loans

Our clients use our software for a payday loan, student loans, auto loans, crowd sourced and peer-to-peer loans. We support micro lending in emerging economies and engage in complex credit bureau eco-systems.

IT support and customer service

We offer full technical support and we are always here to answer any questions. Our experts will guide you through every step of set up and customization process.

Affordable investment

Our product is built out of units. You can start small and extend functionality later on. As you grow, the tool will grow with you! Modular approach makes us affordable for solo online lenders and mid-size financial institutions.

On average, here is the difference Turnkey Lender made for our clients:

Operational efficiency
has grown by

283%
Total portfolio profitability
has grown by

49%
Client lifetime value
has grown by

67%
See how we automate every step of online lending:
origination, underwriting, collateral, servicing, collection and reporting.
Request Free Trial Now

from Turnkey Lender Blog

2018: New payday rules, new era for savvy lenders

It looked like new payday loan regulations were set in stone when the CFPB (Consumer Financial Protection Bureau) published their Final Rule on Payday, Vehicle Title and Installment Loans in the Federal Register on November 17, 2017. These restrictive new rules have an effective date of January 16, 2018, and a compliance date of August 19, 2018. Hang on…not so fast.

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