Business Loan Software System

Precise risk assessment of SME borrowers

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The product has the vast majority of the functionality right out of the box, was easily integrated with a credit agency to pull FICO scores and the support team did an outstanding job making our requested customizations.

Christopher Reed
Principal
Shepard Capital Partners
USA

eny Finance is fully satisfied with the Turnkey Lender solution and its reliable team. I’m happy to recommend Turnkey Lender lending solution and services.

Bonart Kerimi
CEO
eny Finance AG
Switzerland

We evaluated many systems and are happy to have chosen Turnkey Lender.

Bill Hilliard
CEO
EcoVolt Finance
USA

For me, as the owner of a start-up lending company, it was a little unusual to use this type of product for my business. But, as they say, "Time is money!" That's why it is important for me to use a solution like Turnkey Lender.

Robert Farmer
Owner
QuickPound

We evaluated many systems and are happy to have chosen Turnkey Lender.

Bill Hilliard
CEO
EcoVolt Finance
USA

For me, as the owner of a start-up lending company, it was a little unusual to use this type of product for my business. But, as they say, "Time is money!" That's why it is important for me to use a solution like Turnkey Lender.

Robert Farmer
Owner
QuickPound

eny Finance is fully satisfied with the Turnkey Lender solution and its reliable team. I’m happy to recommend Turnkey Lender lending solution and services.

Bonart Kerimi
CEO
eny Finance AG
Switzerland

The product has the vast majority of the functionality right out of the box, was easily integrated with a credit agency to pull FICO scores and the support team did an outstanding job making our requested customizations.

Christopher Reed
Principal
Shepard Capital Partners
USA

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Certified:

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Opportunity

Small Business Lending Software: SMEs are credit hungry, and their health is improving

It’s harder for SMEs to qualify for traditional loans compared to large corporations, and when they do get approved they’re saddled with higher interest rates. The situation is even worse when they apply for alternative financing. In a majority of countries worldwide the SME rates for both late payments and bankruptcies has declined, demonstrating the improving health of this market. SME’s are a credit hungry group, which creates substantial opportunity for non-bank lenders and alternative funders.

sme-lending-opportunity
sme-lending-obstacle

Obstacle

SME Lending Solution: borrowers are difficult to risk assess

The SME market has a wide range of needs from hundred dollar microloans to million dollar heavy equipment lease financing. Some borrowers employ 500 skilled engineers and executives, and their credit profile looks like a big corporate enterprise. Other borrowers are sole proprietors who look and act more like a consumer than a business. Advanced business lending software with sophisticated credit profiling tools is needed to make good approval and pricing decisions for your SME portfolio.

Solution

Software for SME lending

Turnkey Lender improves application processing with automation and a proprietary credit scoring methodology. The system generates risk-based pricing that improves the portfolio risk profile. It uses machine learning integrated with data analysis to continually fine tune the scoring system. And it’s integrated with the credit bureaus, so any change to a client’s credit score will trigger a change to their internal credit profile. All with the highest level of cyber security.

This software takes over a variety of mundane tasks for your loan managers. Their mental energies are focused on thoughtful evaluations, and the efficiencies go straight to your bottom line.

Fully automated SME lending software

Best practice workflows

Turnkey Lender’s customizable workflows allow you to adjust decisioning flow and business rules.

Advanced credit scoring

Your software comes out-of-the-box with a generic scoring template that evolves over time through machine learning. Alternative scoring models are easy to install with APIs.

Credit decision analytics

It is important to take a step away and analyze decisions. We provide all sorts of analytics so you can review and improve your credit risk strategy. See it for yourself with the free trial!

We offer 14-days free trial. Upgrade or downgrade any moment. Request Free Trial Now

Advantages compared to other SME lending solutions

Time to market

With Turnkey Lender you will optimize portfolio yield by working only with the most profitable customers. Predictive models will help you identify best rate and loan term.

Increased operational efficiency

Act fast by taking the right decisions, supported by artificial intelligence. You’ll see fewer manual reviews and more first pass approvals.

Modular architecture

Turnkey Lender works as a web app, so you can log in from anywhere and work on processing loan applications. There is no need to manually install software on all the desktop computers of your team members.

Powerful credit decisioning

Our clients use our software for a payday loan, student loans, auto loans, crowd sourced and peer-to-peer loans. We support micro lending in emerging economies and engage in complex credit bureau eco-systems.

IT support and customer service

We offer full technical support and we are always here to answer any questions. Our experts will guide you through every step of set up and customization process.

Fraud prevention

Our product is built out of units. You can start small and extend functionality later on. As you grow, the tool will grow with you! Modular approach makes us affordable for solo online lenders and mid-size financial institutions.

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On average, here is the difference Turnkey Lender made for our clients:

Operational efficiency
has grown by

283%
Total portfolio profitability
has grown by

49%
Client lifetime value
has grown by

67%
See how we automate every step of online lending:
origination, underwriting, collateral, servicing, collection and reporting.
Request Free Trial Now

from Turnkey Lender Blog

Will your lending program be GDPR compliant by May?

General Data Protection Regulation (GDPR) goes into effect on May 25, 2018. That’s just three short months away, and most companies say they aren’t ready. According to survey results published by Ovum, two-thirds of global companies believe they’ll need to change their business strategy to conform to new security guidelines. And half the businesses governed by GDPR believe they’ll be fined for non-compliance.

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